Call reports 2015
IOWA STATE BANK — 2015
What IOWA STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 306,181,000 | 309,632,000 | 321,135,000 | 323,408,000 |
| Total loans | 234,348,000 | 234,715,000 | 243,391,000 | 248,316,000 |
| Allowance for loan losses | 2,978,000 | 3,060,000 | 3,414,000 | 3,568,000 |
| Securities available for sale | 61,173,000 | 60,893,000 | 65,448,000 | 64,223,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 264,079,000 | 266,606,000 | 270,177,000 | 271,567,000 |
| Interest-bearing deposits | 240,078,000 | 247,118,000 | 250,653,000 | 246,214,000 |
| Noninterest-bearing deposits | 24,001,000 | 19,489,000 | 19,523,000 | 25,353,000 |
| Equity capital | 25,556,000 | 26,213,000 | 27,482,000 | 26,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,240,000 | 6,529,000 | 9,983,000 | 13,456,000 |
| Interest expense | 829,000 | 1,696,000 | 2,613,000 | 3,571,000 |
| Net interest income | 2,411,000 | 4,833,000 | 7,370,000 | 9,885,000 |
| Noninterest income | 122,000 | 308,000 | 485,000 | 841,000 |
| Noninterest expense | 975,000 | 2,240,000 | 3,439,000 | 4,756,000 |
| Provision for loan losses | 346,000 | 699,000 | 1,052,000 | 1,532,000 |
| Pretax income | 1,212,000 | 2,202,000 | 3,364,000 | 4,438,000 |
| Income tax | 61,000 | 129,000 | 165,000 | 224,000 |
| Net income | 1,151,000 | 2,073,000 | 3,199,000 | 4,214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,284,000 | 26,207,000 | 27,332,000 | 26,447,000 |
| Total capital | 28,262,000 | 29,267,000 | 30,688,000 | 29,873,000 |
| Risk-weighted assets | 260,134,000 | 259,928,000 | 268,445,000 | 273,977,000 |