Call reports 2014
IOWA STATE BANK — 2014
What IOWA STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 286,794,000 | 292,844,000 | 300,823,000 | 310,248,000 |
| Total loans | 208,979,000 | 210,725,000 | 217,228,000 | 230,266,000 |
| Allowance for loan losses | 2,265,000 | 2,537,000 | 2,657,000 | 2,644,000 |
| Securities available for sale | 62,740,000 | 61,058,000 | 69,448,000 | 67,429,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 258,913,000 | 260,794,000 | 262,587,000 | 250,942,000 |
| Interest-bearing deposits | 230,656,000 | 234,697,000 | 236,713,000 | 222,877,000 |
| Noninterest-bearing deposits | 28,256,000 | 26,097,000 | 25,874,000 | 28,065,000 |
| Equity capital | 22,227,000 | 23,318,000 | 24,499,000 | 24,260,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,862,000 | 5,801,000 | 8,873,000 | 12,023,000 |
| Interest expense | 698,000 | 1,447,000 | 2,232,000 | 3,039,000 |
| Net interest income | 2,164,000 | 4,354,000 | 6,641,000 | 8,984,000 |
| Noninterest income | 186,000 | 353,000 | 593,000 | 1,046,000 |
| Noninterest expense | 999,000 | 2,021,000 | 2,995,000 | 4,050,000 |
| Provision for loan losses | 226,000 | 501,000 | 877,000 | 1,287,000 |
| Pretax income | 1,125,000 | 2,185,000 | 3,362,000 | 4,722,000 |
| Income tax | 53,000 | 111,000 | 171,000 | 245,000 |
| Net income | 1,072,000 | 2,074,000 | 3,191,000 | 4,477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,128,000 | 23,129,000 | 24,247,000 | 24,134,000 |
| Total capital | 24,393,000 | 25,666,000 | 26,904,000 | 26,778,000 |
| Risk-weighted assets | 235,592,000 | 237,908,000 | 246,602,000 | 262,177,000 |