Call reports 2013
IOWA STATE BANK — 2013
What IOWA STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 244,056,000 | 248,451,000 | 258,781,000 | 279,582,000 |
| Total loans | 169,790,000 | 172,658,000 | 185,827,000 | 201,513,000 |
| Allowance for loan losses | 2,061,000 | 1,989,000 | 2,233,000 | 2,038,000 |
| Securities available for sale | 61,372,000 | 58,135,000 | 62,933,000 | 65,487,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,135,000 | 220,623,000 | 229,107,000 | 241,793,000 |
| Interest-bearing deposits | 200,820,000 | 202,796,000 | 210,946,000 | 214,284,000 |
| Noninterest-bearing deposits | 18,315,000 | 17,827,000 | 18,160,000 | 27,509,000 |
| Equity capital | 18,953,000 | 21,067,000 | 21,819,000 | 21,124,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,414,000 | 4,912,000 | 7,509,000 | 10,244,000 |
| Interest expense | 589,000 | 1,214,000 | 1,871,000 | 2,552,000 |
| Net interest income | 1,825,000 | 3,698,000 | 5,638,000 | 7,692,000 |
| Noninterest income | 119,000 | 1,738,000 | 1,880,000 | 2,227,000 |
| Noninterest expense | 971,000 | 1,938,000 | 2,955,000 | 3,895,000 |
| Provision for loan losses | 136,000 | 273,000 | 594,000 | 891,000 |
| Pretax income | 837,000 | 3,225,000 | 3,969,000 | 5,133,000 |
| Income tax | 45,000 | 158,000 | 194,000 | 259,000 |
| Net income | 792,000 | 3,067,000 | 3,775,000 | 4,874,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,773,000 | 21,048,000 | 21,756,000 | 21,055,000 |
| Total capital | 20,834,000 | 23,037,000 | 23,989,000 | 23,093,000 |
| Risk-weighted assets | 194,708,000 | 199,779,000 | 213,803,000 | 231,888,000 |