Call reports 2012
IOWA STATE BANK — 2012
What IOWA STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 215,681,000 | 219,526,000 | 230,624,000 | 245,221,000 |
| Total loans | 139,142,000 | 144,562,000 | 152,900,000 | 167,478,000 |
| Allowance for loan losses | 2,023,000 | 2,252,000 | 2,167,000 | 2,284,000 |
| Securities available for sale | 55,990,000 | 58,786,000 | 65,731,000 | 67,425,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,252,000 | 200,420,000 | 207,914,000 | 218,339,000 |
| Interest-bearing deposits | 180,796,000 | 183,790,000 | 186,078,000 | 190,314,000 |
| Noninterest-bearing deposits | 16,456,000 | 16,630,000 | 21,836,000 | 28,026,000 |
| Equity capital | 17,561,000 | 18,139,000 | 19,082,000 | 18,181,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,322,000 | 4,612,000 | 7,006,000 | 9,425,000 |
| Interest expense | 556,000 | 1,125,000 | 1,693,000 | 2,275,000 |
| Net interest income | 1,766,000 | 3,487,000 | 5,313,000 | 7,150,000 |
| Noninterest income | 208,000 | 641,000 | 841,000 | 1,095,000 |
| Noninterest expense | 957,000 | 1,952,000 | 2,875,000 | 3,995,000 |
| Provision for loan losses | 92,000 | 303,000 | 405,000 | 522,000 |
| Pretax income | 925,000 | 1,873,000 | 2,874,000 | 3,728,000 |
| Income tax | 46,000 | 91,000 | 139,000 | 188,000 |
| Net income | 879,000 | 1,782,000 | 2,735,000 | 3,540,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,272,000 | 17,873,000 | 18,827,000 | 17,981,000 |
| Total capital | 19,249,000 | 19,916,000 | 20,994,000 | 20,265,000 |
| Risk-weighted assets | 158,130,000 | 163,234,000 | 178,631,000 | 197,217,000 |