Call reports 2011
IOWA STATE BANK — 2011
What IOWA STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 217,416,000 | 211,665,000 | 205,729,000 | 202,307,000 |
| Total loans | 139,048,000 | 136,544,000 | 138,153,000 | 134,987,000 |
| Allowance for loan losses | 1,717,000 | 1,799,000 | 1,856,000 | 1,969,000 |
| Securities available for sale | 63,961,000 | 63,740,000 | 57,127,000 | 56,398,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,563,000 | 197,360,000 | 183,357,000 | 182,122,000 |
| Interest-bearing deposits | 191,280,000 | 185,425,000 | 168,348,000 | 163,110,000 |
| Noninterest-bearing deposits | 9,283,000 | 11,935,000 | 15,009,000 | 19,012,000 |
| Equity capital | 15,974,000 | 11,548,000 | 15,956,000 | 16,657,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,350,000 | 4,759,000 | 7,223,000 | 9,511,000 |
| Interest expense | 873,000 | 1,710,000 | 2,355,000 | 2,883,000 |
| Net interest income | 1,477,000 | 3,049,000 | 4,868,000 | 6,628,000 |
| Noninterest income | 355,000 | 478,000 | 587,000 | 892,000 |
| Noninterest expense | 865,000 | 7,478,000 | 4,994,000 | 5,851,000 |
| Provision for loan losses | 61,000 | 172,000 | 233,000 | 341,000 |
| Pretax income | 906,000 | -4,075,000 | 285,000 | 1,385,000 |
| Income tax | 49,000 | 81,000 | 81,000 | 81,000 |
| Net income | 857,000 | -4,156,000 | 204,000 | 1,304,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,802,000 | 11,281,000 | 15,640,000 | 16,392,000 |
| Total capital | 17,519,000 | 13,080,000 | 17,496,000 | 18,349,000 |
| Risk-weighted assets | 156,831,000 | 154,660,000 | 157,919,000 | 156,530,000 |