Call reports 2018
FARMERS STATE BANK — 2018
What FARMERS STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 144,010,000 | 143,184,000 | 142,595,000 | 141,875,000 |
| Total loans | 89,628,000 | 90,902,000 | 92,478,000 | 91,578,000 |
| Allowance for loan losses | 759,000 | 795,000 | 779,000 | 915,000 |
| Securities available for sale | 35,790,000 | 35,638,000 | 34,303,000 | 34,886,000 |
| Securities held to maturity | 3,158,000 | 1,788,000 | 1,337,000 | 721,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,126,000 | 116,057,000 | 115,563,000 | 115,339,000 |
| Interest-bearing deposits | 96,152,000 | 92,081,000 | 88,982,000 | 88,987,000 |
| Noninterest-bearing deposits | 22,974,000 | 23,976,000 | 26,581,000 | 26,352,000 |
| Equity capital | 21,017,000 | 21,175,000 | 21,293,000 | 21,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,519,000 | 3,073,000 | 4,632,000 | 6,172,000 |
| Interest expense | 137,000 | 284,000 | 441,000 | 595,000 |
| Net interest income | 1,382,000 | 2,789,000 | 4,191,000 | 5,577,000 |
| Noninterest income | 162,000 | 337,000 | 531,000 | 718,000 |
| Noninterest expense | 1,208,000 | 2,429,000 | 3,651,000 | 4,833,000 |
| Provision for loan losses | 15,000 | 50,000 | 95,000 | 229,000 |
| Pretax income | 321,000 | 649,000 | 978,000 | 1,235,000 |
| Income tax | 57,000 | 115,000 | 176,000 | 220,000 |
| Net income | 264,000 | 534,000 | 802,000 | 1,015,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,729,000 | 21,967,000 | 22,328,000 | 23,148,000 |
| Total capital | 22,488,000 | 22,762,000 | 23,107,000 | 24,063,000 |
| Risk-weighted assets | 94,685,000 | 95,044,000 | 95,932,000 | 95,722,000 |