Call reports 2017
FARMERS STATE BANK — 2017
What FARMERS STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 143,518,000 | 142,433,000 | 144,222,000 | 143,279,000 |
| Total loans | 83,423,000 | 86,854,000 | 88,484,000 | 89,239,000 |
| Allowance for loan losses | 1,097,000 | 1,084,000 | 1,089,000 | 760,000 |
| Securities available for sale | 35,840,000 | 37,065,000 | 36,921,000 | 34,358,000 |
| Securities held to maturity | 4,570,000 | 3,553,000 | 3,551,000 | 3,159,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,289,000 | 117,732,000 | 115,798,000 | 117,933,000 |
| Interest-bearing deposits | 98,171,000 | 93,591,000 | 93,059,000 | 94,850,000 |
| Noninterest-bearing deposits | 22,118,000 | 24,141,000 | 22,739,000 | 23,083,000 |
| Equity capital | 21,133,000 | 21,638,000 | 21,862,000 | 21,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,455,000 | 3,044,000 | 4,576,000 | 6,123,000 |
| Interest expense | 136,000 | 274,000 | 420,000 | 568,000 |
| Net interest income | 1,319,000 | 2,770,000 | 4,156,000 | 5,555,000 |
| Noninterest income | 180,000 | 363,000 | 540,000 | 599,000 |
| Noninterest expense | 1,222,000 | 2,453,000 | 3,648,000 | 4,764,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 273,000 | 661,000 | 1,013,000 | 1,339,000 |
| Income tax | 66,000 | 174,000 | 268,000 | 652,000 |
| Net income | 207,000 | 487,000 | 745,000 | 687,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,757,000 | 21,063,000 | 21,353,000 | 21,909,000 |
| Total capital | 21,854,000 | 22,147,000 | 22,442,000 | 22,669,000 |
| Risk-weighted assets | 89,967,000 | 91,362,000 | 92,811,000 | 93,073,000 |