Call reports 2016
FARMERS STATE BANK — 2016
What FARMERS STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 142,197,000 | 140,050,000 | 136,860,000 | 138,101,000 |
| Total loans | 81,889,000 | 83,082,000 | 83,751,000 | 84,285,000 |
| Allowance for loan losses | 1,144,000 | 1,139,000 | 1,139,000 | 1,108,000 |
| Securities available for sale | 31,571,000 | 33,605,000 | 31,704,000 | 31,307,000 |
| Securities held to maturity | 4,749,000 | 4,746,000 | 4,744,000 | 4,572,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,118,000 | 116,503,000 | 112,857,000 | 114,824,000 |
| Interest-bearing deposits | 97,927,000 | 96,106,000 | 92,913,000 | 94,053,000 |
| Noninterest-bearing deposits | 21,191,000 | 20,397,000 | 19,944,000 | 20,771,000 |
| Equity capital | 21,013,000 | 21,301,000 | 21,614,000 | 21,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,424,000 | 2,875,000 | 4,338,000 | 5,834,000 |
| Interest expense | 142,000 | 283,000 | 422,000 | 559,000 |
| Net interest income | 1,282,000 | 2,592,000 | 3,916,000 | 5,275,000 |
| Noninterest income | 149,000 | 250,000 | 541,000 | 728,000 |
| Noninterest expense | 1,142,000 | 2,278,000 | 3,526,000 | 4,693,000 |
| Provision for loan losses | 15,000 | 15,000 | 30,000 | 45,000 |
| Pretax income | 274,000 | 549,000 | 901,000 | 1,265,000 |
| Income tax | 72,000 | 143,000 | 241,000 | 342,000 |
| Net income | 202,000 | 406,000 | 660,000 | 923,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,924,000 | 20,121,000 | 20,648,000 | 21,014,000 |
| Total capital | 21,005,000 | 21,209,000 | 21,737,000 | 22,122,000 |
| Risk-weighted assets | 85,963,000 | 86,543,000 | 86,734,000 | 89,588,000 |