Call reports 2015
BANK OF BELLE GLADE — 2015
What BANK OF BELLE GLADE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 96,481,000 | 95,635,000 | 88,996,000 | 95,646,000 |
| Total loans | 27,212,000 | 28,214,000 | 29,083,000 | 30,334,000 |
| Allowance for loan losses | 400,000 | 400,000 | 400,000 | 400,000 |
| Securities available for sale | 17,602,000 | 16,643,000 | 18,001,000 | 17,113,000 |
| Securities held to maturity | 19,309,000 | 20,529,000 | 20,667,000 | 21,848,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,527,000 | 87,713,000 | 80,864,000 | 87,741,000 |
| Interest-bearing deposits | 54,935,000 | 53,919,000 | 54,433,000 | 55,543,000 |
| Noninterest-bearing deposits | 33,592,000 | 33,794,000 | 26,431,000 | 32,198,000 |
| Equity capital | 7,850,000 | 7,808,000 | 7,981,000 | 7,874,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 525,000 | 1,049,000 | 1,584,000 | 2,144,000 |
| Interest expense | 41,000 | 84,000 | 128,000 | 171,000 |
| Net interest income | 484,000 | 965,000 | 1,456,000 | 1,973,000 |
| Noninterest income | 138,000 | 268,000 | 368,000 | 476,000 |
| Noninterest expense | 486,000 | 980,000 | 1,451,000 | 1,920,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 136,000 | 253,000 | 373,000 | 529,000 |
| Income tax | 51,000 | 95,000 | 141,000 | 199,000 |
| Net income | 85,000 | 158,000 | 232,000 | 330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,850,000 | 8,005,000 | 7,981,000 | 8,053,000 |
| Total capital | 8,238,000 | 8,398,000 | 8,381,000 | 8,453,000 |
| Risk-weighted assets | 31,067,000 | 31,440,000 | 34,197,000 | 34,470,000 |