Call reports 2013
BANK OF BELLE GLADE — 2013
What BANK OF BELLE GLADE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 88,443,000 | 95,346,000 | 86,490,000 | 96,508,000 |
| Total loans | 24,712,000 | 25,548,000 | 25,796,000 | 25,789,000 |
| Allowance for loan losses | 482,000 | 482,000 | 482,000 | 502,000 |
| Securities available for sale | 23,240,000 | 21,241,000 | 20,362,000 | 19,467,000 |
| Securities held to maturity | 16,345,000 | 19,434,000 | 19,547,000 | 18,870,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,837,000 | 88,127,000 | 79,038,000 | 89,238,000 |
| Interest-bearing deposits | 52,028,000 | 54,697,000 | 53,481,000 | 55,336,000 |
| Noninterest-bearing deposits | 28,809,000 | 33,430,000 | 25,557,000 | 33,902,000 |
| Equity capital | 7,583,000 | 7,139,000 | 7,325,000 | 7,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 515,000 | 1,028,000 | 1,568,000 | 2,113,000 |
| Interest expense | 56,000 | 107,000 | 157,000 | 199,000 |
| Net interest income | 459,000 | 921,000 | 1,411,000 | 1,914,000 |
| Noninterest income | 120,000 | 222,000 | 314,000 | 444,000 |
| Noninterest expense | 473,000 | 944,000 | 1,407,000 | 1,947,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 106,000 | 199,000 | 318,000 | 391,000 |
| Income tax | 40,000 | 75,000 | 120,000 | 111,000 |
| Net income | 66,000 | 124,000 | 198,000 | 280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,490,000 | 7,549,000 | 7,622,000 | 7,602,000 |
| Total capital | 7,852,000 | 7,933,000 | 8,000,000 | 8,044,000 |
| Risk-weighted assets | 28,801,000 | 30,625,000 | 30,132,000 | 35,320,000 |