Call reports 2014
FARMERS BANK & TRUST CO. — 2014
What FARMERS BANK & TRUST CO. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 52,595,000 | 50,270,000 | 51,123,000 | 55,838,000 |
| Total loans | 10,205,000 | 10,591,000 | 10,683,000 | 11,370,000 |
| Allowance for loan losses | 34,000 | 34,000 | 34,000 | 34,000 |
| Securities available for sale | 28,992,000 | 27,687,000 | 27,706,000 | 26,808,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,829,000 | 46,275,000 | 47,204,000 | 51,513,000 |
| Interest-bearing deposits | 34,163,000 | 32,158,000 | 32,587,000 | 36,444,000 |
| Noninterest-bearing deposits | 14,666,000 | 14,117,000 | 14,617,000 | 15,069,000 |
| Equity capital | 3,728,000 | 3,941,000 | 3,853,000 | 4,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 294,000 | 596,000 | 903,000 | 1,219,000 |
| Interest expense | 9,000 | 17,000 | 24,000 | 32,000 |
| Net interest income | 285,000 | 579,000 | 879,000 | 1,187,000 |
| Noninterest income | 16,000 | 32,000 | 59,000 | 73,000 |
| Noninterest expense | 278,000 | 528,000 | 779,000 | 1,030,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 23,000 | 119,000 | 195,000 | 266,000 |
| Income tax | 2,000 | 4,000 | 6,000 | 7,000 |
| Net income | 21,000 | 115,000 | 189,000 | 259,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,784,000 | 3,878,000 | 3,848,000 | 4,268,000 |
| Total capital | 3,784,000 | 3,912,000 | 3,882,000 | 4,302,000 |
| Risk-weighted assets | 16,460,000 | 16,389,000 | 16,705,000 | 18,208,000 |