Call reports 2013
FARMERS BANK & TRUST CO. — 2013
What FARMERS BANK & TRUST CO. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 49,576,000 | 48,961,000 | 47,645,000 | 48,500,000 |
| Total loans | 11,223,000 | 10,828,000 | 10,715,000 | 10,632,000 |
| Allowance for loan losses | 45,000 | 45,000 | 38,000 | 38,000 |
| Securities available for sale | 27,087,000 | 25,148,000 | 26,841,000 | 26,803,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,402,000 | 45,452,000 | 43,954,000 | 44,844,000 |
| Interest-bearing deposits | 31,890,000 | 15,682,000 | 15,893,000 | 16,270,000 |
| Noninterest-bearing deposits | 13,512,000 | 29,770,000 | 28,061,000 | 28,574,000 |
| Equity capital | 4,155,000 | 3,469,000 | 3,638,000 | 3,627,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 299,000 | 598,000 | 896,000 | 1,197,000 |
| Interest expense | 12,000 | 23,000 | 33,000 | 43,000 |
| Net interest income | 287,000 | 575,000 | 863,000 | 1,154,000 |
| Noninterest income | 17,000 | 36,000 | 66,000 | 87,000 |
| Noninterest expense | 268,000 | 523,000 | 773,000 | 1,027,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 36,000 | 125,000 | 193,000 | 251,000 |
| Income tax | 7,000 | 14,000 | 11,000 | 14,000 |
| Net income | 29,000 | 111,000 | 182,000 | 237,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,768,000 | 3,748,000 | 3,818,000 | 3,873,000 |
| Total capital | 3,813,000 | 3,793,000 | 3,856,000 | 3,911,000 |
| Risk-weighted assets | 16,641,000 | 16,710,000 | 16,141,000 | 16,016,000 |