Call reports 2012
FARMERS BANK & TRUST CO. — 2012
What FARMERS BANK & TRUST CO. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 47,044,000 | 47,122,000 | 45,287,000 | 46,418,000 |
| Total loans | 11,644,000 | 11,995,000 | 12,175,000 | 12,491,000 |
| Allowance for loan losses | 98,000 | 46,000 | 45,000 | 45,000 |
| Securities available for sale | 24,482,000 | 22,386,000 | 22,992,000 | 21,810,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,730,000 | 42,805,000 | 40,778,000 | 42,074,000 |
| Interest-bearing deposits | 30,196,000 | 15,540,000 | 15,211,000 | 30,584,000 |
| Noninterest-bearing deposits | 12,534,000 | 27,265,000 | 25,567,000 | 11,490,000 |
| Equity capital | 4,278,000 | 4,274,000 | 4,460,000 | 4,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 324,000 | 642,000 | 966,000 | 1,285,000 |
| Interest expense | 22,000 | 38,000 | 53,000 | 67,000 |
| Net interest income | 302,000 | 604,000 | 913,000 | 1,218,000 |
| Noninterest income | 15,000 | 35,000 | 61,000 | 80,000 |
| Noninterest expense | 275,000 | 545,000 | 796,000 | 1,039,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 42,000 | 110,000 | 223,000 | 304,000 |
| Income tax | 5,000 | 8,000 | 12,000 | 15,000 |
| Net income | 37,000 | 102,000 | 211,000 | 289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,756,000 | 3,716,000 | 3,825,000 | 3,840,000 |
| Total capital | 3,854,000 | 3,762,000 | 3,870,000 | 3,885,000 |
| Risk-weighted assets | 16,813,000 | 17,138,000 | 16,426,000 | 17,279,000 |