Call reports 2011
FARMERS BANK & TRUST CO. — 2011
What FARMERS BANK & TRUST CO. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 44,827,000 | 45,080,000 | 44,369,000 | 43,560,000 |
| Total loans | 11,678,000 | 11,804,000 | 12,529,000 | 12,543,000 |
| Allowance for loan losses | 159,000 | 159,000 | 159,000 | 159,000 |
| Securities available for sale | 17,738,000 | 20,551,000 | 22,669,000 | 21,129,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,837,000 | 40,883,000 | 39,959,000 | 39,204,000 |
| Interest-bearing deposits | 15,714,000 | 15,294,000 | 14,538,000 | 27,642,000 |
| Noninterest-bearing deposits | 25,123,000 | 25,589,000 | 25,421,000 | 11,562,000 |
| Equity capital | 3,944,000 | 4,143,000 | 4,342,000 | 4,315,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 362,000 | 715,000 | 1,072,000 | 1,419,000 |
| Interest expense | 31,000 | 62,000 | 90,000 | 116,000 |
| Net interest income | 331,000 | 653,000 | 982,000 | 1,303,000 |
| Noninterest income | 17,000 | 36,000 | 67,000 | 99,000 |
| Noninterest expense | 271,000 | 548,000 | 803,000 | 1,090,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 77,000 | 141,000 | 246,000 | 328,000 |
| Income tax | 5,000 | 8,000 | 12,000 | 17,000 |
| Net income | 72,000 | 133,000 | 234,000 | 311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,786,000 | 3,746,000 | 3,747,000 | 3,824,000 |
| Total capital | 3,945,000 | 3,905,000 | 3,906,000 | 3,983,000 |
| Risk-weighted assets | 17,492,000 | 18,053,000 | 17,111,000 | 16,690,000 |