Call reports 2010
FARMERS BANK & TRUST CO. — 2010
What FARMERS BANK & TRUST CO. reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 40,974,000 | 42,267,000 | 40,205,000 | 41,898,000 |
| Total loans | 12,148,000 | 12,824,000 | 13,068,000 | 12,736,000 |
| Allowance for loan losses | 159,000 | 159,000 | 159,000 | 159,000 |
| Securities available for sale | 15,566,000 | 15,965,000 | 15,523,000 | 16,853,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,643,000 | 37,818,000 | 35,817,000 | 37,859,000 |
| Interest-bearing deposits | 15,592,000 | 15,481,000 | 14,646,000 | 15,341,000 |
| Noninterest-bearing deposits | 21,051,000 | 22,337,000 | 21,171,000 | 22,518,000 |
| Equity capital | 4,292,000 | 4,396,000 | 4,313,000 | 4,002,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 391,000 | 780,000 | 1,172,000 | 1,555,000 |
| Interest expense | 38,000 | 71,000 | 105,000 | 138,000 |
| Net interest income | 353,000 | 709,000 | 1,067,000 | 1,417,000 |
| Noninterest income | 19,000 | 39,000 | 65,000 | 87,000 |
| Noninterest expense | 276,000 | 551,000 | 840,000 | 1,140,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 96,000 | 197,000 | 292,000 | 364,000 |
| Income tax | 5,000 | 9,000 | 13,000 | 16,000 |
| Net income | 91,000 | 188,000 | 279,000 | 348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,766,000 | 3,863,000 | 3,853,000 | 3,815,000 |
| Total capital | 3,925,000 | 3,863,000 | 3,853,000 | 3,974,000 |
| Risk-weighted assets | 16,622,000 | 16,958,000 | 16,786,000 | 17,023,000 |