Call reports 2009
FARMERS BANK & TRUST CO. — 2009
What FARMERS BANK & TRUST CO. reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 40,417,000 | 40,656,000 | 38,679,000 | 39,189,000 |
| Total loans | 12,113,000 | 12,264,000 | 13,538,000 | 13,044,000 |
| Allowance for loan losses | 131,000 | 134,000 | 134,000 | 159,000 |
| Securities available for sale | 17,578,000 | 16,230,000 | 15,778,000 | 15,769,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,922,000 | 36,082,000 | 34,018,000 | 34,817,000 |
| Interest-bearing deposits | 16,090,000 | 15,513,000 | 14,645,000 | 15,341,000 |
| Noninterest-bearing deposits | 19,832,000 | 20,569,000 | 19,373,000 | 19,476,000 |
| Equity capital | 4,441,000 | 4,507,000 | 4,574,000 | 4,338,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 430,000 | 857,000 | 1,285,000 | 1,712,000 |
| Interest expense | 82,000 | 143,000 | 197,000 | 241,000 |
| Net interest income | 348,000 | 714,000 | 1,088,000 | 1,471,000 |
| Noninterest income | 17,000 | 36,000 | 68,000 | 90,000 |
| Noninterest expense | 279,000 | 543,000 | 831,000 | 1,143,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 86,000 | 227,000 | 345,000 | 438,000 |
| Income tax | 4,000 | 9,000 | 13,000 | 19,000 |
| Net income | 82,000 | 218,000 | 332,000 | 419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,745,000 | 3,883,000 | 3,894,000 | 3,776,000 |
| Total capital | 3,876,000 | 4,017,000 | 4,028,000 | 3,935,000 |
| Risk-weighted assets | 18,702,000 | 19,849,000 | 20,974,000 | 16,747,000 |