Call reports 2008
FARMERS BANK & TRUST CO. — 2008
What FARMERS BANK & TRUST CO. reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 41,275,000 | 40,629,000 | 38,857,000 | 40,167,000 |
| Total loans | 11,399,000 | 11,981,000 | 12,479,000 | 13,258,000 |
| Allowance for loan losses | 131,000 | 131,000 | 131,000 | 131,000 |
| Securities available for sale | 20,843,000 | 18,669,000 | 19,610,000 | 18,990,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,698,000 | 36,515,000 | 34,643,000 | 35,624,000 |
| Interest-bearing deposits | 17,195,000 | 27,281,000 | 25,740,000 | 27,455,000 |
| Noninterest-bearing deposits | 19,503,000 | 9,234,000 | 8,903,000 | 8,169,000 |
| Equity capital | 4,481,000 | 4,029,000 | 4,129,000 | 4,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 479,000 | 942,000 | 1,398,000 | 1,861,000 |
| Interest expense | 140,000 | 272,000 | 384,000 | 482,000 |
| Net interest income | 339,000 | 670,000 | 1,014,000 | 1,379,000 |
| Noninterest income | 30,000 | 52,000 | 85,000 | 107,000 |
| Noninterest expense | 279,000 | 525,000 | 802,000 | 1,156,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 90,000 | 285,000 | 415,000 | 448,000 |
| Income tax | 5,000 | 9,000 | 13,000 | 17,000 |
| Net income | 85,000 | 276,000 | 402,000 | 431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,736,000 | 3,829,000 | 3,863,000 | 3,766,000 |
| Total capital | 3,867,000 | 3,960,000 | 3,994,000 | 3,897,000 |
| Risk-weighted assets | 16,166,000 | 16,675,000 | 17,597,000 | 20,936,000 |