Call reports 2007
FARMERS BANK & TRUST CO. — 2007
What FARMERS BANK & TRUST CO. reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 36,695,000 | 37,377,000 | 36,617,000 | 38,750,000 |
| Total loans | 10,931,000 | 11,416,000 | 12,022,000 | 12,486,000 |
| Allowance for loan losses | 128,000 | 128,000 | 128,000 | 128,000 |
| Securities available for sale | 20,776,000 | 20,948,000 | 20,237,000 | 19,093,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,989,000 | 33,807,000 | 32,162,000 | 34,628,000 |
| Interest-bearing deposits | 25,665,000 | 25,536,000 | 24,716,000 | 27,228,000 |
| Noninterest-bearing deposits | 7,324,000 | 8,271,000 | 7,446,000 | 7,400,000 |
| Equity capital | 3,626,000 | 3,476,000 | 3,848,000 | 4,034,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 452,000 | 900,000 | 1,347,000 | 1,820,000 |
| Interest expense | 107,000 | 230,000 | 355,000 | 488,000 |
| Net interest income | 345,000 | 670,000 | 992,000 | 1,332,000 |
| Noninterest income | 26,000 | 50,000 | 84,000 | 107,000 |
| Noninterest expense | 251,000 | 484,000 | 714,000 | 989,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 120,000 | 219,000 | 349,000 | 436,000 |
| Income tax | 5,000 | 9,000 | 13,000 | 16,000 |
| Net income | 115,000 | 210,000 | 336,000 | 420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,732,000 | 3,735,000 | 3,768,000 | 3,744,000 |
| Total capital | 3,860,000 | 3,863,000 | 3,896,000 | 3,872,000 |
| Risk-weighted assets | 15,299,000 | 15,789,000 | 16,124,000 | 16,626,000 |