Call reports 2003
FARMERS BANK & TRUST CO. — 2003
What FARMERS BANK & TRUST CO. reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 42,230,000 | 41,996,000 | 40,517,000 | 40,970,000 |
| Total loans | 12,551,000 | 12,212,000 | 11,699,000 | 10,421,000 |
| Allowance for loan losses | 142,000 | 142,000 | 124,000 | 124,000 |
| Securities available for sale | 16,687,000 | 16,646,000 | 16,610,000 | 19,477,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,920,000 | 37,846,000 | 36,521,000 | 37,130,000 |
| Interest-bearing deposits | 29,989,000 | 29,622,000 | 29,421,000 | 30,421,000 |
| Noninterest-bearing deposits | 7,931,000 | 8,224,000 | 7,100,000 | 6,709,000 |
| Equity capital | 4,227,000 | 4,068,000 | 3,921,000 | 3,762,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 440,000 | 851,000 | 1,232,000 | 1,599,000 |
| Interest expense | 121,000 | 233,000 | 340,000 | 441,000 |
| Net interest income | 319,000 | 618,000 | 892,000 | 1,158,000 |
| Noninterest income | 46,000 | 107,000 | 159,000 | 214,000 |
| Noninterest expense | 265,000 | 563,000 | 818,000 | 1,143,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 101,000 | 164,000 | 235,000 | 229,000 |
| Income tax | 4,000 | 8,000 | 12,000 | 10,000 |
| Net income | 97,000 | 156,000 | 223,000 | 219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,820,000 | 3,698,000 | 3,661,000 | 3,603,000 |
| Total capital | 3,962,000 | 3,840,000 | 3,785,000 | 3,727,000 |
| Risk-weighted assets | 17,746,000 | 15,355,000 | 16,947,000 | 16,102,000 |
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