Call reports 2026
FARMERS AND MERCHANTS STATE BANK — 2026
What FARMERS AND MERCHANTS STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 140,078,000 | 143,117,000 |
| Total loans | 78,236,000 | 80,921,000 |
| Allowance for loan losses | 572,000 | 813,000 |
| Securities available for sale | 54,534,000 | 57,024,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 109,536,000 | 105,619,000 |
| Interest-bearing deposits | 88,921,000 | 87,894,000 |
| Noninterest-bearing deposits | 20,615,000 | 17,725,000 |
| Equity capital | 19,947,000 | 20,799,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,829,000 | 3,688,000 |
| Interest expense | 671,000 | 1,320,000 |
| Net interest income | 1,158,000 | 2,368,000 |
| Noninterest income | 46,000 | 84,000 |
| Noninterest expense | 630,000 | 1,254,000 |
| Provision for loan losses | 50,000 | 87,000 |
| Pretax income | 513,000 | 1,111,000 |
| Income tax | 0 | 0 |
| Net income | 513,000 | 1,111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 21,442,000 | 22,021,000 |