Call reports 2015
FARMERS AND MERCHANTS STATE BANK — 2015
What FARMERS AND MERCHANTS STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 85,533,000 | 83,645,000 | 86,477,000 | 94,410,000 |
| Total loans | 57,818,000 | 58,462,000 | 60,422,000 | 61,740,000 |
| Allowance for loan losses | 952,000 | 993,000 | 1,037,000 | 1,040,000 |
| Securities available for sale | 8,139,000 | 7,848,000 | 6,441,000 | 6,020,000 |
| Securities held to maturity | 13,868,000 | 14,733,000 | 16,231,000 | 17,618,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,242,000 | 67,449,000 | 65,595,000 | 72,267,000 |
| Interest-bearing deposits | 61,420,000 | 57,210,000 | 53,884,000 | 58,604,000 |
| Noninterest-bearing deposits | 12,822,000 | 10,239,000 | 11,711,000 | 13,663,000 |
| Equity capital | 10,282,000 | 10,646,000 | 11,102,000 | 11,389,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 817,000 | 1,642,000 | 2,493,000 | 3,383,000 |
| Interest expense | 93,000 | 185,000 | 277,000 | 378,000 |
| Net interest income | 724,000 | 1,457,000 | 2,216,000 | 3,005,000 |
| Noninterest income | 41,000 | 95,000 | 167,000 | 222,000 |
| Noninterest expense | 386,000 | 771,000 | 1,131,000 | 1,653,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 75,000 |
| Pretax income | 354,000 | 731,000 | 1,177,000 | 1,499,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 354,000 | 731,000 | 1,177,000 | 1,499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,121,000 | 10,497,000 | 10,943,000 | 11,265,000 |
| Total capital | 10,964,000 | 11,287,000 | 11,724,000 | 12,081,000 |
| Risk-weighted assets | 67,337,000 | 62,599,000 | 61,926,000 | 64,642,000 |