Call reports 2012
FARMERS AND MERCHANTS STATE BANK — 2012
What FARMERS AND MERCHANTS STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 74,730,000 | 71,730,000 | 73,282,000 | 79,015,000 |
| Total loans | 37,088,000 | 44,076,000 | 46,330,000 | 53,085,000 |
| Allowance for loan losses | 311,000 | 442,000 | 443,000 | 451,000 |
| Securities available for sale | 12,453,000 | 11,204,000 | 9,434,000 | 7,697,000 |
| Securities held to maturity | 12,908,000 | 12,219,000 | 12,241,000 | 11,848,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,847,000 | 62,482,000 | 63,660,000 | 68,727,000 |
| Interest-bearing deposits | 53,877,000 | 52,593,000 | 51,358,000 | 54,505,000 |
| Noninterest-bearing deposits | 11,970,000 | 9,889,000 | 12,302,000 | 14,222,000 |
| Equity capital | 8,236,000 | 8,588,000 | 8,944,000 | 9,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 680,000 | 1,392,000 | 2,165,000 | 2,959,000 |
| Interest expense | 112,000 | 215,000 | 314,000 | 410,000 |
| Net interest income | 568,000 | 1,177,000 | 1,851,000 | 2,549,000 |
| Noninterest income | 38,000 | 189,000 | 235,000 | 288,000 |
| Noninterest expense | 340,000 | 670,000 | 1,034,000 | 1,501,000 |
| Provision for loan losses | 0 | 100,000 | 100,000 | 100,000 |
| Pretax income | 274,000 | 604,000 | 962,000 | 1,246,000 |
| Income tax | 25,000 | 46,000 | 68,000 | 89,000 |
| Net income | 249,000 | 558,000 | 894,000 | 1,157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,085,000 | 8,394,000 | 8,726,000 | 8,988,000 |
| Total capital | 8,399,000 | 8,840,000 | 9,173,000 | 9,444,000 |
| Risk-weighted assets | 49,960,000 | 53,290,000 | 55,896,000 | 61,772,000 |