Call reports 2005
FARMERS AND MERCHANTS STATE BANK — 2005
What FARMERS AND MERCHANTS STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 44,048,000 | 45,682,000 | 46,290,000 | 45,537,000 |
| Total loans | 28,083,000 | 29,934,000 | 30,799,000 | 30,067,000 |
| Allowance for loan losses | 622,000 | 637,000 | 662,000 | 662,000 |
| Securities available for sale | 12,245,000 | 12,039,000 | 10,950,000 | 10,314,000 |
| Securities held to maturity | 1,885,000 | 1,933,000 | 1,933,000 | 2,157,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,355,000 | 32,749,000 | 33,332,000 | 33,593,000 |
| Interest-bearing deposits | 29,768,000 | 27,945,000 | 28,473,000 | 28,641,000 |
| Noninterest-bearing deposits | 4,587,000 | 4,804,000 | 4,859,000 | 4,952,000 |
| Equity capital | 6,130,000 | 6,382,000 | 6,526,000 | 6,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 586,000 | 1,216,000 | 1,878,000 | 2,513,000 |
| Interest expense | 175,000 | 366,000 | 601,000 | 840,000 |
| Net interest income | 411,000 | 850,000 | 1,277,000 | 1,673,000 |
| Noninterest income | 32,000 | 67,000 | 95,000 | 127,000 |
| Noninterest expense | 218,000 | 443,000 | 673,000 | 932,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 25,000 |
| Pretax income | 225,000 | 474,000 | 674,000 | 843,000 |
| Income tax | 16,000 | 33,000 | 47,000 | 59,000 |
| Net income | 209,000 | 441,000 | 627,000 | 784,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,122,000 | 6,353,000 | 6,539,000 | 6,696,000 |
| Total capital | 6,552,000 | 6,803,000 | 6,998,000 | 7,149,000 |
| Risk-weighted assets | 34,238,000 | 35,844,000 | 36,540,000 | 36,022,000 |
Machine access — free, no API key
Every figure shown here about FARMERS AND MERCHANTS STATE BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.