Call reports 2026
FIRST CENTRAL SAVINGS BANK — 2026
What FIRST CENTRAL SAVINGS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 960,143,000 | 1,025,375,000 |
| Total loans | 861,093,000 | 896,014,000 |
| Allowance for loan losses | 7,458,000 | 7,923,000 |
| Securities available for sale | 28,361,000 | 27,465,000 |
| Securities held to maturity | 3,000,000 | 3,000,000 |
| Trading assets | 0 | 0 |
| Total deposits | 827,268,000 | 890,951,000 |
| Interest-bearing deposits | 667,418,000 | 720,994,000 |
| Noninterest-bearing deposits | 159,850,000 | 169,957,000 |
| Equity capital | 97,488,000 | 99,476,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 14,134,000 | 28,770,000 |
| Interest expense | 5,899,000 | 11,760,000 |
| Net interest income | 8,235,000 | 17,010,000 |
| Noninterest income | 2,145,000 | 3,906,000 |
| Noninterest expense | 7,046,000 | 14,305,000 |
| Provision for loan losses | 238,000 | 690,000 |
| Pretax income | 3,127,000 | 6,032,000 |
| Income tax | 645,000 | 1,248,000 |
| Net income | 2,482,000 | 4,784,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 100,445,000 | 102,597,000 |
| Total capital | 108,278,000 | 110,815,000 |
| Risk-weighted assets | 687,365,000 | 716,425,000 |