Call reports 2024
FIRST CENTRAL SAVINGS BANK — 2024
What FIRST CENTRAL SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 962,337,000 | 985,966,000 | 987,919,000 | 964,930,000 |
| Total loans | 836,988,000 | 858,641,000 | 882,689,000 | 853,075,000 |
| Allowance for loan losses | 8,538,000 | 8,721,000 | 8,895,000 | 8,787,000 |
| Securities available for sale | 41,791,000 | 46,314,000 | 31,679,000 | 29,802,000 |
| Securities held to maturity | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 851,269,000 | 873,668,000 | 857,702,000 | 833,561,000 |
| Interest-bearing deposits | 740,663,000 | 756,980,000 | 729,267,000 | 703,856,000 |
| Noninterest-bearing deposits | 110,606,000 | 116,688,000 | 128,435,000 | 129,705,000 |
| Equity capital | 84,686,000 | 86,122,000 | 87,852,000 | 87,359,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 14,185,000 | 29,039,000 | 44,011,000 | 58,610,000 |
| Interest expense | 7,658,000 | 15,722,000 | 23,932,000 | 31,605,000 |
| Net interest income | 6,527,000 | 13,317,000 | 20,079,000 | 27,005,000 |
| Noninterest income | 1,661,000 | 2,841,000 | 4,587,000 | 7,483,000 |
| Noninterest expense | 6,460,000 | 12,867,000 | 19,423,000 | 26,712,000 |
| Provision for loan losses | 190,000 | 307,000 | 1,257,000 | 1,109,000 |
| Pretax income | 1,538,000 | 2,984,000 | 4,128,000 | 6,660,000 |
| Income tax | 310,000 | 600,000 | 825,000 | 1,349,000 |
| Net income | 1,228,000 | 2,384,000 | 3,303,000 | 5,311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,427,000 | 90,583,000 | 91,502,000 | 91,913,000 |
| Total capital | 97,826,000 | 99,072,000 | 100,172,000 | 100,483,000 |
| Risk-weighted assets | 671,444,000 | 678,595,000 | 693,070,000 | 684,885,000 |
Machine access — free, no API key
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