Call reports 2012
FIRST CENTRAL SAVINGS BANK — 2012
What FIRST CENTRAL SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 595,888,000 | 594,811,000 | 575,919,000 | 549,903,000 |
| Total loans | 387,642,000 | 359,434,000 | 343,171,000 | 321,752,000 |
| Allowance for loan losses | 15,972,000 | 15,406,000 | 15,133,000 | 15,272,000 |
| Securities available for sale | 13,702,000 | 22,530,000 | 46,482,000 | 51,795,000 |
| Securities held to maturity | 42,970,000 | 41,488,000 | 61,364,000 | 64,722,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 559,474,000 | 558,120,000 | 537,124,000 | 512,078,000 |
| Interest-bearing deposits | 530,125,000 | 530,642,000 | 509,023,000 | 484,228,000 |
| Noninterest-bearing deposits | 29,349,000 | 27,478,000 | 28,101,000 | 27,850,000 |
| Equity capital | 24,138,000 | 24,402,000 | 25,539,000 | 25,999,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,634,000 | 12,949,000 | 18,834,000 | 25,001,000 |
| Interest expense | 2,278,000 | 4,417,000 | 6,456,000 | 8,339,000 |
| Net interest income | 4,356,000 | 8,532,000 | 12,378,000 | 16,662,000 |
| Noninterest income | 1,073,000 | 1,225,000 | 1,687,000 | 1,918,000 |
| Noninterest expense | 4,570,000 | 8,631,000 | 11,969,000 | 15,433,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 999,000 | 1,266,000 | 2,236,000 | 3,369,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 999,000 | 1,266,000 | 2,236,000 | 3,369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,113,000 | 24,382,000 | 25,353,000 | 26,120,000 |
| Total capital | 28,566,000 | 28,588,000 | 29,417,000 | 29,962,000 |
| Risk-weighted assets | 344,735,000 | 325,315,000 | 314,066,000 | 295,897,000 |