Call reports 2010
FIRST CENTRAL SAVINGS BANK — 2010
What FIRST CENTRAL SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 654,592,000 | 649,801,000 | 626,252,000 | 622,361,000 |
| Total loans | 569,608,000 | 555,015,000 | 526,411,000 | 500,033,000 |
| Allowance for loan losses | 29,787,000 | 28,338,000 | 15,393,000 | 15,478,000 |
| Securities available for sale | 0 | 5,067,000 | 5,103,000 | 15,322,000 |
| Securities held to maturity | 50,020,000 | 46,365,000 | 37,114,000 | 32,329,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 604,451,000 | 603,141,000 | 590,777,000 | 585,704,000 |
| Interest-bearing deposits | 572,892,000 | 569,906,000 | 559,733,000 | 554,624,000 |
| Noninterest-bearing deposits | 31,559,000 | 33,235,000 | 31,045,000 | 31,080,000 |
| Equity capital | 34,375,000 | 35,639,000 | 23,856,000 | 25,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 9,917,000 | 18,617,000 | 27,436,000 | 36,469,000 |
| Interest expense | 4,310,000 | 8,543,000 | 12,136,000 | 15,455,000 |
| Net interest income | 5,607,000 | 10,074,000 | 15,300,000 | 21,014,000 |
| Noninterest income | -44,000 | 1,071,000 | 378,000 | 792,000 |
| Noninterest expense | 3,345,000 | 7,119,000 | 11,231,000 | 14,680,000 |
| Provision for loan losses | 18,275,000 | 18,275,000 | 23,275,000 | 23,275,000 |
| Pretax income | -16,057,000 | -14,249,000 | -18,828,000 | -16,149,000 |
| Income tax | -5,145,000 | -4,635,000 | 2,645,000 | 3,726,000 |
| Net income | -10,912,000 | -9,614,000 | -21,473,000 | -19,875,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,211,000 | 26,508,000 | 23,814,000 | 25,412,000 |
| Total capital | 31,989,000 | 33,033,000 | 30,015,000 | 31,277,000 |
| Risk-weighted assets | 524,361,000 | 505,479,000 | 486,749,000 | 459,483,000 |
Machine access — free, no API key
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