Call reports 2013
COLUMBIA SAVINGS BANK, THE — 2013
What COLUMBIA SAVINGS BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 40,891,000 | 39,068,000 | 38,406,000 | 37,544,000 |
| Total loans | 30,185,000 | 29,404,000 | 27,790,000 | 27,148,000 |
| Allowance for loan losses | 1,084,000 | 1,210,000 | 1,206,000 | 1,245,000 |
| Securities available for sale | 816,000 | 814,000 | 811,000 | 808,000 |
| Securities held to maturity | 90,000 | 87,000 | 84,000 | 81,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,066,000 | 31,901,000 | 31,426,000 | 30,794,000 |
| Interest-bearing deposits | 31,871,000 | 31,116,000 | 30,262,000 | 29,476,000 |
| Noninterest-bearing deposits | 1,195,000 | 785,000 | 1,164,000 | 1,318,000 |
| Equity capital | 1,472,000 | 1,248,000 | 1,070,000 | 930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 371,000 | 728,000 | 1,103,000 | 1,462,000 |
| Interest expense | 111,000 | 216,000 | 316,000 | 410,000 |
| Net interest income | 260,000 | 512,000 | 787,000 | 1,052,000 |
| Noninterest income | 137,000 | 257,000 | 404,000 | 516,000 |
| Noninterest expense | 499,000 | 1,006,000 | 1,546,000 | 2,033,000 |
| Provision for loan losses | 90,000 | 180,000 | 240,000 | 270,000 |
| Pretax income | -192,000 | -417,000 | -595,000 | -735,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -192,000 | -417,000 | -595,000 | -735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,471,000 | 1,247,000 | 1,070,000 | 930,000 |
| Total capital | 1,795,000 | 1,560,000 | 1,376,000 | 1,222,000 |
| Risk-weighted assets | 25,184,000 | 24,137,000 | 23,553,000 | 22,401,000 |