Call reports 2012
COLUMBIA SAVINGS BANK, THE — 2012
What COLUMBIA SAVINGS BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 47,505,000 | 45,351,000 | 43,990,000 | 43,304,000 |
| Total loans | 35,556,000 | 34,822,000 | 33,055,000 | 31,876,000 |
| Allowance for loan losses | 1,283,000 | 1,374,000 | 1,021,000 | 1,098,000 |
| Securities available for sale | 76,000 | 73,000 | 70,000 | 817,000 |
| Securities held to maturity | 126,000 | 99,000 | 148,000 | 93,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,348,000 | 36,702,000 | 35,515,000 | 35,200,000 |
| Interest-bearing deposits | 37,188,000 | 35,574,000 | 34,261,000 | 34,027,000 |
| Noninterest-bearing deposits | 1,160,000 | 1,128,000 | 1,254,000 | 1,173,000 |
| Equity capital | 2,310,000 | 1,978,000 | 1,848,000 | 1,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 495,000 | 961,000 | 1,396,000 | 1,808,000 |
| Interest expense | 132,000 | 257,000 | 378,000 | 494,000 |
| Net interest income | 363,000 | 704,000 | 1,018,000 | 1,314,000 |
| Noninterest income | -185,000 | -294,000 | -162,000 | -96,000 |
| Noninterest expense | 604,000 | 1,078,000 | 1,654,000 | 2,108,000 |
| Provision for loan losses | 170,000 | 260,000 | 260,000 | 350,000 |
| Pretax income | -596,000 | -928,000 | -1,058,000 | -1,240,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -596,000 | -928,000 | -1,058,000 | -1,240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,308,000 | 1,976,000 | 1,851,000 | 1,664,000 |
| Total capital | 2,681,000 | 2,332,000 | 2,195,000 | 1,996,000 |
| Risk-weighted assets | 28,948,000 | 27,479,000 | 26,820,000 | 26,014,000 |