Call reports 2011
COLUMBIA SAVINGS BANK, THE — 2011
What COLUMBIA SAVINGS BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 54,274,000 | 51,735,000 | 49,489,000 | 48,937,000 |
| Total loans | 42,491,000 | 40,203,000 | 38,003,000 | 37,059,000 |
| Allowance for loan losses | 1,156,000 | 1,154,000 | 1,244,000 | 1,419,000 |
| Securities available for sale | 4,286,000 | 3,329,000 | 1,095,000 | 1,081,000 |
| Securities held to maturity | 141,000 | 137,000 | 134,000 | 130,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,408,000 | 40,057,000 | 38,888,000 | 39,003,000 |
| Interest-bearing deposits | 39,115,000 | 38,815,000 | 37,602,000 | 37,690,000 |
| Noninterest-bearing deposits | 1,293,000 | 1,242,000 | 1,286,000 | 1,313,000 |
| Equity capital | 4,495,000 | 4,357,000 | 3,361,000 | 2,908,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 655,000 | 1,346,000 | 1,806,000 | 2,310,000 |
| Interest expense | 161,000 | 317,000 | 469,000 | 610,000 |
| Net interest income | 494,000 | 1,029,000 | 1,337,000 | 1,700,000 |
| Noninterest income | 214,000 | -240,000 | -390,000 | -298,000 |
| Noninterest expense | 633,000 | 1,298,000 | 1,882,000 | 2,405,000 |
| Provision for loan losses | 90,000 | 191,000 | 842,000 | 1,227,000 |
| Pretax income | -15,000 | -700,000 | -1,717,000 | -2,170,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -15,000 | -700,000 | -1,717,000 | -2,170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,559,000 | 4,374,000 | 3,357,000 | 2,904,000 |
| Total capital | 5,016,000 | 4,805,000 | 3,777,000 | 3,305,000 |
| Risk-weighted assets | 35,791,000 | 33,763,000 | 32,792,000 | 31,098,000 |