Call reports 2025
FREEDOM BANK — 2025
What FREEDOM BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 569,113,000 | 563,665,000 | 574,421,000 | 578,840,000 |
| Total loans | 487,246,000 | 490,972,000 | 493,764,000 | 504,170,000 |
| Allowance for loan losses | 7,812,000 | 7,384,000 | 7,348,000 | 7,481,000 |
| Securities available for sale | 53,573,000 | 51,223,000 | 51,820,000 | 50,895,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 493,210,000 | 486,362,000 | 497,401,000 | 495,630,000 |
| Interest-bearing deposits | 381,682,000 | 382,103,000 | 388,832,000 | 385,776,000 |
| Noninterest-bearing deposits | 111,528,000 | 104,259,000 | 108,569,000 | 109,854,000 |
| Equity capital | 62,954,000 | 64,278,000 | 65,974,000 | 67,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,988,000 | 14,203,000 | 21,654,000 | 29,252,000 |
| Interest expense | 2,961,000 | 5,923,000 | 8,883,000 | 11,776,000 |
| Net interest income | 4,027,000 | 8,280,000 | 12,771,000 | 17,476,000 |
| Noninterest income | 660,000 | 1,403,000 | 2,084,000 | 2,752,000 |
| Noninterest expense | 2,262,000 | 4,603,000 | 6,949,000 | 9,403,000 |
| Provision for loan losses | -534,000 | -953,000 | -974,000 | -833,000 |
| Pretax income | 2,954,000 | 6,018,000 | 8,842,000 | 11,619,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,954,000 | 6,018,000 | 8,842,000 | 11,619,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,191,000 | 70,503,000 | 71,280,000 | 72,067,000 |
| Total capital | 75,548,000 | 76,959,000 | 77,759,000 | 78,619,000 |
| Risk-weighted assets | 507,050,000 | 515,465,000 | 517,302,000 | 523,104,000 |