Call reports 2012
FREEDOM BANK — 2012
What FREEDOM BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 325,595,000 | 327,918,000 | 327,429,000 | 331,719,000 |
| Total loans | 273,263,000 | 291,577,000 | 293,465,000 | 293,796,000 |
| Allowance for loan losses | 5,409,000 | 5,616,000 | 5,799,000 | 6,015,000 |
| Securities available for sale | 6,693,000 | 8,092,000 | 6,077,000 | 5,038,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 288,770,000 | 290,356,000 | 288,898,000 | 293,358,000 |
| Interest-bearing deposits | 245,520,000 | 252,048,000 | 247,122,000 | 250,183,000 |
| Noninterest-bearing deposits | 43,250,000 | 38,308,000 | 41,776,000 | 43,175,000 |
| Equity capital | 28,343,000 | 29,173,000 | 30,161,000 | 31,017,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,580,000 | 7,169,000 | 10,892,000 | 14,555,000 |
| Interest expense | 736,000 | 1,447,000 | 2,151,000 | 2,785,000 |
| Net interest income | 2,844,000 | 5,722,000 | 8,741,000 | 11,770,000 |
| Noninterest income | 459,000 | 1,071,000 | 1,732,000 | 2,428,000 |
| Noninterest expense | 1,288,000 | 2,645,000 | 3,974,000 | 5,316,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 900,000 |
| Pretax income | 1,790,000 | 3,698,000 | 5,824,000 | 7,982,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,790,000 | 3,698,000 | 5,824,000 | 7,982,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,315,000 | 29,149,000 | 30,130,000 | 31,004,000 |
| Total capital | 31,380,000 | 32,383,000 | 33,415,000 | 34,344,000 |
| Risk-weighted assets | 242,893,000 | 256,306,000 | 260,289,000 | 264,558,000 |