Call reports 2024
NORTH VALLEY BANK — 2024
What NORTH VALLEY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 248,883,000 | 247,215,000 | 256,343,000 | 250,536,000 |
| Total loans | 219,001,000 | 222,061,000 | 227,793,000 | 225,907,000 |
| Allowance for loan losses | 3,177,000 | 3,282,000 | 3,336,000 | 3,436,000 |
| Securities available for sale | 2,000 | 2,000 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,948,000 | 203,075,000 | 209,808,000 | 206,437,000 |
| Interest-bearing deposits | 159,580,000 | 159,055,000 | 166,887,000 | 164,786,000 |
| Noninterest-bearing deposits | 46,368,000 | 44,020,000 | 42,921,000 | 41,651,000 |
| Equity capital | 29,840,000 | 30,822,000 | 31,433,000 | 31,923,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,174,000 | 8,900,000 | 13,792,000 | 18,583,000 |
| Interest expense | 1,395,000 | 2,770,000 | 4,208,000 | 5,674,000 |
| Net interest income | 2,779,000 | 6,130,000 | 9,584,000 | 12,909,000 |
| Noninterest income | 107,000 | 237,000 | 368,000 | 484,000 |
| Noninterest expense | 1,448,000 | 2,909,000 | 4,386,000 | 5,804,000 |
| Provision for loan losses | 105,000 | 210,000 | 270,000 | 370,000 |
| Pretax income | 1,333,000 | 3,248,000 | 5,296,000 | 7,219,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,333,000 | 3,248,000 | 5,296,000 | 7,219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,840,000 | 30,822,000 | 31,433,000 | 31,923,000 |