Call reports 2023
NORTH VALLEY BANK — 2023
What NORTH VALLEY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 245,021,000 | 249,236,000 | 251,832,000 | 258,556,000 |
| Total loans | 201,784,000 | 206,878,000 | 214,765,000 | 221,253,000 |
| Allowance for loan losses | 3,049,000 | 3,073,000 | 3,073,000 | 3,072,000 |
| Securities available for sale | 2,970,000 | 3,944,000 | 1,988,000 | 3,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,632,000 | 210,936,000 | 212,736,000 | 215,477,000 |
| Interest-bearing deposits | 156,220,000 | 160,132,000 | 162,362,000 | 168,720,000 |
| Noninterest-bearing deposits | 50,412,000 | 50,804,000 | 50,374,000 | 46,757,000 |
| Equity capital | 27,754,000 | 28,304,000 | 28,995,000 | 29,673,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,468,000 | 7,192,000 | 11,281,000 | 15,579,000 |
| Interest expense | 721,000 | 1,652,000 | 2,729,000 | 4,025,000 |
| Net interest income | 2,747,000 | 5,540,000 | 8,552,000 | 11,554,000 |
| Noninterest income | 150,000 | 299,000 | 444,000 | 581,000 |
| Noninterest expense | 1,328,000 | 2,652,000 | 4,086,000 | 5,431,000 |
| Provision for loan losses | 75,000 | 100,000 | 100,000 | 100,000 |
| Pretax income | 1,494,000 | 3,087,000 | 4,810,000 | 6,604,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,494,000 | 3,087,000 | 4,810,000 | 6,604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,764,000 | 28,310,000 | 28,999,000 | 29,673,000 |