Call reports 2022
NORTH VALLEY BANK — 2022
What NORTH VALLEY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 229,171,000 | 230,305,000 | 230,968,000 | 236,572,000 |
| Total loans | 188,527,000 | 205,727,000 | 208,683,000 | 211,428,000 |
| Allowance for loan losses | 2,477,000 | 2,613,000 | 2,899,000 | 2,974,000 |
| Securities available for sale | 1,998,000 | 2,962,000 | 2,958,000 | 2,971,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,655,000 | 202,216,000 | 202,614,000 | 198,461,000 |
| Interest-bearing deposits | 141,082,000 | 143,120,000 | 136,719,000 | 142,132,000 |
| Noninterest-bearing deposits | 60,573,000 | 59,096,000 | 65,895,000 | 56,329,000 |
| Equity capital | 25,722,000 | 26,219,000 | 26,952,000 | 27,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,640,000 | 5,404,000 | 8,510,000 | 11,790,000 |
| Interest expense | 60,000 | 114,000 | 170,000 | 399,000 |
| Net interest income | 2,580,000 | 5,290,000 | 8,340,000 | 11,391,000 |
| Noninterest income | 122,000 | 271,000 | 422,000 | 582,000 |
| Noninterest expense | 1,208,000 | 2,451,000 | 3,784,000 | 5,198,000 |
| Provision for loan losses | 150,000 | 300,000 | 400,000 | 475,000 |
| Pretax income | 1,344,000 | 2,810,000 | 4,578,000 | 6,300,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,344,000 | 2,810,000 | 4,578,000 | 6,300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,722,000 | 26,246,000 | 26,988,000 | 27,475,000 |