Call reports 2021
NORTH VALLEY BANK — 2021
What NORTH VALLEY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 216,813,000 | 218,732,000 | 226,293,000 | 225,267,000 |
| Total loans | 181,159,000 | 199,311,000 | 200,246,000 | 194,673,000 |
| Allowance for loan losses | 2,139,000 | 2,244,000 | 2,364,000 | 2,328,000 |
| Securities available for sale | 7,000 | 3,033,000 | 3,025,000 | 3,021,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,104,000 | 192,478,000 | 199,452,000 | 197,937,000 |
| Interest-bearing deposits | 131,353,000 | 136,608,000 | 139,425,000 | 137,311,000 |
| Noninterest-bearing deposits | 59,751,000 | 55,870,000 | 60,027,000 | 60,626,000 |
| Equity capital | 23,895,000 | 24,441,000 | 24,986,000 | 25,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,619,000 | 5,387,000 | 8,175,000 | 10,904,000 |
| Interest expense | 106,000 | 176,000 | 244,000 | 299,000 |
| Net interest income | 2,513,000 | 5,211,000 | 7,931,000 | 10,605,000 |
| Noninterest income | 120,000 | 255,000 | 395,000 | 523,000 |
| Noninterest expense | 1,159,000 | 2,374,000 | 3,586,000 | 4,952,000 |
| Provision for loan losses | 90,000 | 195,000 | 315,000 | 465,000 |
| Pretax income | 1,384,000 | 2,897,000 | 4,425,000 | 5,711,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,384,000 | 2,897,000 | 4,425,000 | 5,711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,895,000 | 24,441,000 | 24,986,000 | 25,279,000 |