Call reports 2018
NORTH VALLEY BANK — 2018
What NORTH VALLEY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 163,784,000 | 176,283,000 | 170,335,000 | 169,563,000 |
| Total loans | 142,711,000 | 143,598,000 | 137,362,000 | 144,078,000 |
| Allowance for loan losses | 1,569,000 | 1,613,000 | 1,608,000 | 1,608,000 |
| Securities available for sale | 11,000 | 10,000 | 10,000 | 10,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,364,000 | 153,442,000 | 150,086,000 | 148,763,000 |
| Interest-bearing deposits | 98,343,000 | 112,212,000 | 109,088,000 | 110,409,000 |
| Noninterest-bearing deposits | 43,021,000 | 41,230,000 | 40,998,000 | 38,354,000 |
| Equity capital | 19,128,000 | 19,539,000 | 19,873,000 | 20,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,181,000 | 4,480,000 | 6,776,000 | 9,179,000 |
| Interest expense | 135,000 | 297,000 | 463,000 | 620,000 |
| Net interest income | 2,046,000 | 4,183,000 | 6,313,000 | 8,559,000 |
| Noninterest income | 134,000 | 284,000 | 440,000 | 604,000 |
| Noninterest expense | 1,192,000 | 2,363,000 | 3,520,000 | 4,743,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 135,000 |
| Pretax income | 943,000 | 2,014,000 | 3,098,000 | 4,285,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 943,000 | 2,014,000 | 3,098,000 | 4,285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,128,000 | 19,539,000 | 19,873,000 | 20,310,000 |
| Total capital | 20,582,000 | 20,981,000 | 21,259,000 | 21,822,000 |
| Risk-weighted assets | 116,176,000 | 115,300,000 | 110,676,000 | 120,933,000 |