Call reports 2017
NORTH VALLEY BANK — 2017
What NORTH VALLEY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 146,399,000 | 152,607,000 | 160,338,000 | 158,764,000 |
| Total loans | 119,123,000 | 127,857,000 | 133,304,000 | 139,595,000 |
| Allowance for loan losses | 1,526,000 | 1,525,000 | 1,525,000 | 1,525,000 |
| Securities available for sale | 2,019,000 | 17,000 | 14,000 | 12,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,266,000 | 134,128,000 | 141,421,000 | 136,347,000 |
| Interest-bearing deposits | 85,376,000 | 89,852,000 | 94,819,000 | 95,887,000 |
| Noninterest-bearing deposits | 42,890,000 | 44,276,000 | 46,602,000 | 40,460,000 |
| Equity capital | 17,903,000 | 18,287,000 | 18,664,000 | 18,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,857,000 | 3,868,000 | 5,938,000 | 8,094,000 |
| Interest expense | 48,000 | 108,000 | 189,000 | 280,000 |
| Net interest income | 1,809,000 | 3,760,000 | 5,749,000 | 7,814,000 |
| Noninterest income | 178,000 | 361,000 | 524,000 | 675,000 |
| Noninterest expense | 1,092,000 | 2,213,000 | 3,353,000 | 4,613,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 895,000 | 1,908,000 | 2,920,000 | 3,876,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 895,000 | 1,908,000 | 2,920,000 | 3,876,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,904,000 | 18,287,000 | 18,664,000 | 18,985,000 |
| Total capital | 19,179,000 | 19,646,000 | 20,021,000 | 20,392,000 |
| Risk-weighted assets | 101,782,000 | 108,584,000 | 108,403,000 | 112,472,000 |