Call reports 2016
NORTH VALLEY BANK — 2016
What NORTH VALLEY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 151,333,000 | 147,662,000 | 150,028,000 | 143,722,000 |
| Total loans | 108,416,000 | 111,769,000 | 113,263,000 | 115,623,000 |
| Allowance for loan losses | 1,529,000 | 1,529,000 | 1,529,000 | 1,525,000 |
| Securities available for sale | 8,038,000 | 8,056,000 | 7,045,000 | 5,029,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,021,000 | 130,175,000 | 132,320,000 | 125,713,000 |
| Interest-bearing deposits | 96,863,000 | 91,980,000 | 92,105,000 | 86,687,000 |
| Noninterest-bearing deposits | 37,158,000 | 38,195,000 | 40,215,000 | 39,026,000 |
| Equity capital | 17,085,000 | 17,315,000 | 17,538,000 | 17,689,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,753,000 | 3,503,000 | 5,311,000 | 7,160,000 |
| Interest expense | 46,000 | 95,000 | 144,000 | 194,000 |
| Net interest income | 1,707,000 | 3,408,000 | 5,167,000 | 6,966,000 |
| Noninterest income | 185,000 | 370,000 | 437,000 | 550,000 |
| Noninterest expense | 1,079,000 | 2,154,000 | 3,178,000 | 4,336,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 813,000 | 1,624,000 | 2,426,000 | 3,180,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 813,000 | 1,624,000 | 2,426,000 | 3,180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,083,000 | 17,315,000 | 17,536,000 | 17,689,000 |
| Total capital | 18,271,000 | 18,566,000 | 18,771,000 | 18,933,000 |
| Risk-weighted assets | 94,697,000 | 99,870,000 | 98,522,000 | 99,247,000 |