Call reports 2014
NORTH VALLEY BANK — 2014
What NORTH VALLEY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 139,691,000 | 141,072,000 | 141,910,000 | 150,065,000 |
| Total loans | 104,506,000 | 107,878,000 | 106,921,000 | 107,233,000 |
| Allowance for loan losses | 1,815,000 | 1,813,000 | 1,794,000 | 1,791,000 |
| Securities available for sale | 13,150,000 | 14,193,000 | 12,136,000 | 10,093,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,203,000 | 126,181,000 | 126,534,000 | 134,498,000 |
| Interest-bearing deposits | 85,642,000 | 85,032,000 | 86,016,000 | 91,898,000 |
| Noninterest-bearing deposits | 39,561,000 | 41,149,000 | 40,518,000 | 42,600,000 |
| Equity capital | 14,245,000 | 14,725,000 | 15,171,000 | 15,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,585,000 | 3,254,000 | 4,963,000 | 6,691,000 |
| Interest expense | 53,000 | 106,000 | 158,000 | 207,000 |
| Net interest income | 1,532,000 | 3,148,000 | 4,805,000 | 6,484,000 |
| Noninterest income | 159,000 | 600,000 | 995,000 | 1,142,000 |
| Noninterest expense | 1,188,000 | 2,468,000 | 3,672,000 | 4,979,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 503,000 | 1,280,000 | 2,128,000 | 2,647,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 503,000 | 1,280,000 | 2,128,000 | 2,647,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,237,000 | 14,714,000 | 15,162,000 | 15,231,000 |
| Total capital | 15,382,000 | 15,930,000 | 16,379,000 | 16,442,000 |
| Risk-weighted assets | 91,206,000 | 96,669,000 | 96,799,000 | 96,270,000 |