Call reports 2013
NORTH VALLEY BANK — 2013
What NORTH VALLEY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 133,862,000 | 134,762,000 | 137,615,000 | 138,132,000 |
| Total loans | 104,782,000 | 107,419,000 | 103,548,000 | 102,393,000 |
| Allowance for loan losses | 2,008,000 | 1,962,000 | 1,962,000 | 1,956,000 |
| Securities available for sale | 4,219,000 | 2,182,000 | 8,161,000 | 16,192,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,006,000 | 119,418,000 | 122,666,000 | 123,062,000 |
| Interest-bearing deposits | 91,832,000 | 91,494,000 | 86,922,000 | 85,988,000 |
| Noninterest-bearing deposits | 27,174,000 | 27,924,000 | 35,744,000 | 37,074,000 |
| Equity capital | 13,102,000 | 13,645,000 | 13,875,000 | 14,041,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,567,000 | 3,161,000 | 4,802,000 | 6,406,000 |
| Interest expense | 76,000 | 151,000 | 222,000 | 284,000 |
| Net interest income | 1,491,000 | 3,010,000 | 4,580,000 | 6,122,000 |
| Noninterest income | -199,000 | -21,000 | 154,000 | 380,000 |
| Noninterest expense | 1,178,000 | 2,329,000 | 3,544,000 | 4,848,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 114,000 | 660,000 | 1,190,000 | 1,654,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 114,000 | 660,000 | 1,190,000 | 1,654,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,095,000 | 13,640,000 | 13,870,000 | 14,033,000 |
| Total capital | 14,294,000 | 14,863,000 | 15,047,000 | 15,208,000 |
| Risk-weighted assets | 95,146,000 | 97,211,000 | 93,574,000 | 93,322,000 |