Call reports 2005
NORTH VALLEY BANK — 2005
What NORTH VALLEY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 107,740,000 | 107,800,000 | 110,235,000 | 113,610,000 |
| Total loans | 77,764,000 | 80,419,000 | 83,245,000 | 88,367,000 |
| Allowance for loan losses | 806,000 | 827,000 | 757,000 | 785,000 |
| Securities available for sale | 13,179,000 | 14,219,000 | 14,431,000 | 14,357,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,499,000 | 99,307,000 | 101,493,000 | 98,269,000 |
| Interest-bearing deposits | 68,010,000 | 66,931,000 | 68,278,000 | 66,176,000 |
| Noninterest-bearing deposits | 31,490,000 | 32,376,000 | 33,215,000 | 32,093,000 |
| Equity capital | 7,969,000 | 8,263,000 | 8,428,000 | 8,563,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,620,000 | 3,319,000 | 5,199,000 | 7,129,000 |
| Interest expense | 228,000 | 496,000 | 787,000 | 1,098,000 |
| Net interest income | 1,392,000 | 2,823,000 | 4,412,000 | 6,031,000 |
| Noninterest income | 327,000 | 692,000 | 1,031,000 | 1,293,000 |
| Noninterest expense | 1,013,000 | 2,100,000 | 3,173,000 | 4,355,000 |
| Provision for loan losses | 37,000 | 75,000 | 112,000 | 150,000 |
| Pretax income | 670,000 | 1,340,000 | 2,158,000 | 2,819,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 670,000 | 1,340,000 | 2,158,000 | 2,819,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,131,000 | 8,372,000 | 8,593,000 | 8,805,000 |
| Total capital | 8,937,000 | 9,199,000 | 9,350,000 | 9,590,000 |
| Risk-weighted assets | 84,029,000 | 86,067,000 | 89,627,000 | 95,499,000 |
Machine access — free, no API key
Every figure shown here about NORTH VALLEY BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.