Call reports 2025
BANK OF SALEM — 2025
What BANK OF SALEM reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 143,360,000 | 141,366,000 | 140,089,000 | 144,917,000 |
| Total loans | 92,177,000 | 91,070,000 | 91,076,000 | 91,103,000 |
| Allowance for loan losses | 714,000 | 676,000 | 682,000 | 681,000 |
| Securities available for sale | 34,288,000 | 33,794,000 | 33,582,000 | 32,983,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,776,000 | 128,356,000 | 126,835,000 | 131,640,000 |
| Interest-bearing deposits | 105,459,000 | 105,330,000 | 104,930,000 | 110,365,000 |
| Noninterest-bearing deposits | 23,317,000 | 23,026,000 | 21,905,000 | 21,275,000 |
| Equity capital | 10,633,000 | 11,185,000 | 11,871,000 | 11,927,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,645,000 | 3,314,000 | 4,962,000 | 6,618,000 |
| Interest expense | 594,000 | 1,201,000 | 1,808,000 | 2,370,000 |
| Net interest income | 1,051,000 | 2,113,000 | 3,154,000 | 4,248,000 |
| Noninterest income | 136,000 | 279,000 | 421,000 | 561,000 |
| Noninterest expense | 783,000 | 1,582,000 | 2,393,000 | 3,331,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 404,000 | 810,000 | 1,182,000 | 1,478,000 |
| Income tax | 81,000 | 160,000 | 233,000 | 291,000 |
| Net income | 323,000 | 650,000 | 949,000 | 1,187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,730,000 | 13,056,000 | 13,356,000 | 13,194,000 |
| Total capital | 13,462,000 | 13,750,000 | — | 13,893,000 |
| Risk-weighted assets | 84,681,000 | 83,891,000 | — | 84,387,000 |