Call reports 2026
BEDFORD FEDERAL SAVINGS BANK — 2026
What BEDFORD FEDERAL SAVINGS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 285,547,000 | 303,003,000 |
| Total loans | 238,895,000 | 244,124,000 |
| Allowance for loan losses | 2,203,000 | 2,324,000 |
| Securities available for sale | 5,918,000 | 5,614,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 245,503,000 | 261,695,000 |
| Interest-bearing deposits | 203,957,000 | 219,192,000 |
| Noninterest-bearing deposits | 41,546,000 | 42,503,000 |
| Equity capital | 28,717,000 | 29,951,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,223,000 | 8,836,000 |
| Interest expense | 1,551,000 | 3,188,000 |
| Net interest income | 2,672,000 | 5,648,000 |
| Noninterest income | 492,000 | 1,084,000 |
| Noninterest expense | 1,671,000 | 3,363,000 |
| Provision for loan losses | 75,000 | 287,000 |
| Pretax income | 1,425,000 | 3,084,000 |
| Income tax | 346,000 | 750,000 |
| Net income | 1,079,000 | 2,334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 29,206,000 | 30,460,000 |