Call reports 2016
FAYETTE COUNTY BANK — 2016
What FAYETTE COUNTY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 34,419,000 | 34,719,000 | 36,093,000 | 34,312,000 |
| Total loans | 28,129,000 | 28,913,000 | 28,818,000 | 28,007,000 |
| Allowance for loan losses | 1,143,000 | 1,147,000 | 1,034,000 | 1,271,000 |
| Securities available for sale | 4,991,000 | 4,897,000 | 4,767,000 | 4,482,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,681,000 | 33,012,000 | 34,512,000 | 33,828,000 |
| Interest-bearing deposits | 28,566,000 | 29,039,000 | 30,715,000 | 29,924,000 |
| Noninterest-bearing deposits | 4,115,000 | 3,973,000 | 3,796,000 | 3,904,000 |
| Equity capital | 1,686,000 | 1,667,000 | 1,533,000 | 429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 317,000 | 645,000 | 985,000 | 1,272,000 |
| Interest expense | 85,000 | 170,000 | 260,000 | 349,000 |
| Net interest income | 232,000 | 475,000 | 725,000 | 923,000 |
| Noninterest income | 16,000 | 24,000 | 52,000 | 61,000 |
| Noninterest expense | 422,000 | 721,000 | 1,057,000 | 1,499,000 |
| Provision for loan losses | 402,000 | 402,000 | 469,000 | 1,206,000 |
| Pretax income | -576,000 | -624,000 | -749,000 | -1,721,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -576,000 | -624,000 | -749,000 | -1,721,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,578,000 | 1,529,000 | 1,404,000 | 431,000 |
| Total capital | 1,893,000 | 1,851,000 | 1,738,000 | 746,000 |
| Risk-weighted assets | 24,329,000 | 24,901,000 | 25,988,000 | 24,208,000 |