Call reports 2015
FAYETTE COUNTY BANK — 2015
What FAYETTE COUNTY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 44,632,000 | 43,716,000 | 41,233,000 | 36,276,000 |
| Total loans | 30,022,000 | 28,647,000 | 27,762,000 | 28,817,000 |
| Allowance for loan losses | 1,903,000 | 1,706,000 | 1,638,000 | 1,652,000 |
| Securities available for sale | 5,627,000 | 5,409,000 | 5,287,000 | 5,099,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,434,000 | 41,633,000 | 39,400,000 | 34,527,000 |
| Interest-bearing deposits | 37,575,000 | 36,011,000 | 34,606,000 | 29,599,000 |
| Noninterest-bearing deposits | 4,859,000 | 5,622,000 | 4,794,000 | 4,927,000 |
| Equity capital | 2,139,000 | 2,017,000 | 1,779,000 | 1,697,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 326,000 | 632,000 | 988,000 | 1,294,000 |
| Interest expense | 107,000 | 213,000 | 320,000 | 416,000 |
| Net interest income | 219,000 | 419,000 | 668,000 | 878,000 |
| Noninterest income | 17,000 | 32,000 | 44,000 | 58,000 |
| Noninterest expense | 252,000 | 533,000 | 968,000 | 1,256,000 |
| Provision for loan losses | 196,000 | 196,000 | 313,000 | 313,000 |
| Pretax income | -212,000 | -278,000 | -569,000 | -633,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -212,000 | -278,000 | -569,000 | -633,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,061,000 | 1,996,000 | 1,704,000 | 1,640,000 |
| Total capital | 2,380,000 | 2,338,000 | 2,029,000 | 1,972,000 |
| Risk-weighted assets | 27,309,000 | 26,001,000 | 24,684,000 | 25,213,000 |