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Call reports 2005

FAYETTE COUNTY BANK — 2005

What FAYETTE COUNTY BANK reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/123091d0-0ced-4b83-b493-f7c2e15b4712/2005

Balance sheet

What the bank holds and owes at quarter end

Measure2005Q12005Q22005Q32005Q4
Total assets18,072,00018,967,00018,957,00019,589,000
Total loans8,435,0008,185,0008,658,0008,703,000
Allowance for loan losses141,000121,000126,000130,000
Securities available for sale7,608,0007,472,0007,235,0007,398,000
Securities held to maturity0000
Trading assets0000
Total deposits15,893,00016,712,00016,763,00017,394,000
Interest-bearing deposits12,376,00012,971,00012,994,00013,811,000
Noninterest-bearing deposits3,517,0003,741,0003,769,0003,583,000
Equity capital2,141,0002,193,0002,144,0002,140,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2005Q12005Q22005Q32005Q4
Interest income247,000480,000723,000972,000
Interest expense55,000122,000200,000287,000
Net interest income192,000358,000523,000685,000
Noninterest income17,00035,00056,00075,000
Noninterest expense132,000263,000405,000559,000
Provision for loan losses3,0006,0009,00012,000
Pretax income74,000124,000172,000196,000
Income tax0000
Net income74,000124,000172,000196,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2005Q12005Q22005Q32005Q4
Tier 1 capital2,229,0002,222,0002,240,0002,263,000
Total capital2,359,0002,343,0002,366,0002,393,000
Risk-weighted assets10,430,00010,338,00011,085,00011,584,000

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