Call reports 2021
ROCKPOINTBANK, NATIONAL ASSOCIATION — 2021
What ROCKPOINTBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 40,468,000 | 71,955,000 | 88,608,000 | 104,173,000 |
| Total loans | 3,000 | 19,285,000 | 43,905,000 | 62,019,000 |
| Allowance for loan losses | 0 | 202,000 | 443,000 | 609,000 |
| Securities available for sale | 0 | 11,077,000 | 18,663,000 | 18,084,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,764,000 | 42,458,000 | 60,027,000 | 76,542,000 |
| Interest-bearing deposits | 9,650,000 | 38,627,000 | 48,679,000 | 62,296,000 |
| Noninterest-bearing deposits | 114,000 | 3,831,000 | 11,348,000 | 14,246,000 |
| Equity capital | 30,328,000 | 29,243,000 | 28,179,000 | 27,121,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,000 | 100,000 | 361,000 | 793,000 |
| Interest expense | 4,000 | 35,000 | 88,000 | 140,000 |
| Net interest income | 0 | 65,000 | 273,000 | 653,000 |
| Noninterest income | 0 | 2,000 | 3,000 | 46,000 |
| Noninterest expense | 826,000 | 1,819,000 | 2,885,000 | 4,122,000 |
| Provision for loan losses | 0 | 202,000 | 443,000 | 609,000 |
| Pretax income | -826,000 | -1,954,000 | -3,052,000 | -4,032,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -826,000 | -1,954,000 | -3,052,000 | -4,032,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,328,000 | 29,243,000 | 28,221,000 | 27,304,000 |
| Total capital | 30,328,000 | 29,445,000 | 28,664,000 | 27,913,000 |
| Risk-weighted assets | 1,364,000 | 25,214,000 | 50,405,000 | 76,371,000 |