Call reports 2016
FIRST AMERICAN BANK — 2016
What FIRST AMERICAN BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,052,709,000 | 1,061,412,000 | 1,075,422,000 | 1,035,753,000 |
| Total loans | 552,307,000 | 559,546,000 | 560,847,000 | 581,133,000 |
| Allowance for loan losses | 12,378,000 | 12,411,000 | 11,549,000 | 11,068,000 |
| Securities available for sale | 320,658,000 | 306,481,000 | 304,982,000 | 285,250,000 |
| Securities held to maturity | 350,000 | 350,000 | 350,000 | 350,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 786,200,000 | 792,462,000 | 781,912,000 | 759,809,000 |
| Interest-bearing deposits | 572,987,000 | 578,497,000 | 547,780,000 | 555,619,000 |
| Noninterest-bearing deposits | 213,213,000 | 213,965,000 | 234,132,000 | 204,190,000 |
| Equity capital | 105,913,000 | 102,609,000 | 103,525,000 | 101,335,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,991,000 | 13,979,000 | 21,056,000 | 28,012,000 |
| Interest expense | 871,000 | 1,734,000 | 2,649,000 | 3,576,000 |
| Net interest income | 6,120,000 | 12,245,000 | 18,407,000 | 24,436,000 |
| Noninterest income | 2,469,000 | 5,023,000 | 7,268,000 | 10,250,000 |
| Noninterest expense | 7,574,000 | 15,047,000 | 22,520,000 | 29,724,000 |
| Provision for loan losses | 0 | 0 | -1,000,000 | -1,465,000 |
| Pretax income | 1,015,000 | 2,221,000 | 4,155,000 | 6,427,000 |
| Income tax | 55,000 | 102,000 | 199,000 | 269,000 |
| Net income | 960,000 | 2,119,000 | 3,956,000 | 6,158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 103,778,000 | 98,476,000 | 100,339,000 | 102,688,000 |
| Total capital | 111,485,000 | 106,133,000 | 108,027,000 | 110,461,000 |
| Risk-weighted assets | 611,063,000 | 607,192,000 | 610,580,000 | 618,057,000 |