Call reports 2015
FIRST AMERICAN BANK — 2015
What FIRST AMERICAN BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,090,089,000 | 1,072,874,000 | 1,084,274,000 | 1,073,093,000 |
| Total loans | 504,836,000 | 520,460,000 | 542,132,000 | 563,391,000 |
| Allowance for loan losses | 14,362,000 | 14,127,000 | 13,055,000 | 13,062,000 |
| Securities available for sale | 350,813,000 | 335,476,000 | 333,891,000 | 332,502,000 |
| Securities held to maturity | 350,000 | 350,000 | 350,000 | 350,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 802,799,000 | 778,767,000 | 791,556,000 | 785,637,000 |
| Interest-bearing deposits | 592,508,000 | 568,804,000 | 574,376,000 | 571,999,000 |
| Noninterest-bearing deposits | 210,291,000 | 209,963,000 | 217,180,000 | 213,638,000 |
| Equity capital | 97,834,000 | 97,205,000 | 102,295,000 | 103,049,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,650,000 | 13,416,000 | 20,442,000 | 27,575,000 |
| Interest expense | 997,000 | 1,971,000 | 2,930,000 | 3,870,000 |
| Net interest income | 5,653,000 | 11,445,000 | 17,512,000 | 23,705,000 |
| Noninterest income | 2,651,000 | 5,534,000 | 9,210,000 | 11,724,000 |
| Noninterest expense | 7,795,000 | 15,708,000 | 23,622,000 | 31,625,000 |
| Provision for loan losses | 0 | -600,000 | -1,598,000 | -1,599,000 |
| Pretax income | 514,000 | 1,876,000 | 4,722,000 | 5,427,000 |
| Income tax | 0 | 0 | 0 | -1,894,000 |
| Net income | 514,000 | 1,876,000 | 4,722,000 | 7,321,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 96,972,000 | 98,399,000 | 101,310,000 | 102,858,000 |
| Total capital | 104,431,000 | 105,934,000 | 109,022,000 | 110,733,000 |
| Risk-weighted assets | 589,611,000 | 596,032,000 | 611,385,000 | 623,829,000 |